What we offer

Simply put, we focus on tax-efficient financial planning and investment management for clients in or nearing retirement. But it’s more than that. What does it matter if you climb the ladder, save money on taxes, and make better investment decisions if you don’t get to the deeper questions of “why” and for “what” purpose?

Our goal is to help you align your time and resources with what matters most to you and your family. Financial planning is a process, not a product. It's a close relationship built on trust, communication, and attention to detail. 

• retirement readiness

• tax-efficient portfolio withdrawal strategies

• Roth conversions

• Social Security claiming strategies

• pension & annuity payout options

• transferring and/or consolidating investment accounts

• reallocating investment portfolios

• asset location strategies

• analyzing Medicare and health insurance options, IRMAA

We typically begin with three onboarding meetings to integrate your planning, investment, and tax strategy into a cohesive long-term framework. Of course, we’ll discuss any questions or concerns you have during this time as well.

After the onboarding phase, we typically hold two formal meetings per year to update your plan, refine your portfolio withdrawal strategy, and determine the tax planning objectives and actions for each year. Just as importantly, we provide ongoing accountability, coordination, and proactive guidance between meetings as life, markets, and tax rules evolve.

However, real life is rarely predictable, so we are always available to meet as needed when something unexpected arises. We can also schedule topic-specific meetings to delve into particular projects or challenges.

Our investment approach

We provide ongoing discretionary management of your investable assets through accounts securely held in custody at Altruist Financial, LLC.

Our philosophy is straightforward and long-term. We focus on minimizing unnecessary or hidden fees that can erode your returns, and we manage for tax efficiency without sacrificing growth potential. Together, we’ll build a diversified investment allocation—spanning multiple asset classes—that is tailored to your goals, time horizon, and risk tolerance.

We do not engage in “stock picking” or “yield chasing.” Consistently achieving above-market returns over the long term is exceedingly rare—even among professionals. Instead, we believe that your best chance of reaching your investment objectives lies in following a disciplined plan, avoiding common pitfalls, and managing emotional biases that can derail long-term success.

We typically invest using a combination of exchange-traded funds ("ETFs") that track major stock and bond indices. We also often use individual U.S. Treasury securities. We focus on long-term tax minimization throughout our financial planning and investment management processes.

When you entrust us with managing your investments, it’s always a collaborative process. You are actively involved in developing your initial investment plan and in any material changes along the way. You’ll have real-time access to your accounts, holdings, performance reports, and all activity—ensuring full transparency at every step.

Our service is best for

Our services are designed for individuals and couples approaching or enjoying retirement—typically those in their mid-50s or older—who want a trusted, ongoing partner to help navigate financial, tax, and investment decisions throughout retirement. I work best with clients who are planning for or have recently entered traditional retirement, rather than those pursuing early retirement through the F.I.R.E. (Financial Independence, Retire Early) movement.

Most of the people I work with share these characteristics:

• Age 55 or older

• Single or married

• Children (if any) are independent adults

• Retired or within a few years of retirement

• If still working, are not self-employed or business owners

• Expect to receive Social Security and possibly a pension

• Own a primary residence, and sometimes a vacation home or a single residential rental property

• Do not own complex private investments (such as hedge funds, private equity, partnerships, private loans, or commercial land)

• Are U.S. citizens with no foreign investments, accounts, or real estate

• Have investable assets between $1.5 million and $8 million

Because I charge a flat annual fee, this approach is best suited for households with investable assets above $1.5 million who want ongoing, proactive tax planning and investment management without incentives tied to account size. If your investable assets are below that threshold, a traditional percentage-based fee may be more cost-effective.

I’m intentional about keeping my focus—and my expertise—on the needs of those with moderate complexity. If your net worth is approaching $10 million or more, your situation may require specialized planning beyond the scope of my flat-fee structure.

Is there a way to work together on a limited, one-time basis?

While my primary focus is on long-term relationships with clients nearing or in retirement, I do occasionally offer a focused, one-time financial planning engagement for individuals or families who are not seeking ongoing advice or investment management.

These engagements are designed to help clients get organized, think through a small number of important decisions, and leave with greater clarity and direction. They are intentionally limited in scope and duration, and availability is constrained.

This type of engagement is often a good fit for:

• Younger individuals or families

• Adult children or relatives of existing clients

• People seeking guidance around a specific transition or decision

One-time planning engagements do not include investment management, ongoing monitoring, in-depth tax modeling, or continuous access. For those seeking a long-term partner to provide proactive planning and manage investments throughout retirement, my comprehensive planning and investment management service is the better fit.

If you’re interested in exploring whether a limited-scope engagement makes sense for your situation, please reach out to discuss your needs and current availability.

Next step

If you think Oakleigh Wealth may be a good fit for you, and you are interested in working with Colin Page as your advisor, please provide a bit of information about yourself and schedule an intro call by clicking the link below: