What we offer

Simply put, we focus on tax-efficient financial planning and investment management for clients in or nearing retirement. But it’s more than that. What does it matter if you climb the ladder, save money on taxes, and make better investment decisions if you don’t get to the deeper questions of “why” and for “what” purpose?

Our goal is to help you align your time and resources with what matters most to you and your family. Financial planning is a process, not a product. It's a close relationship built on trust, communication, and attention to detail. 

• retirement readiness

• tax-efficient portfolio withdrawal strategies

• Roth conversions

• Social Security claiming strategies

• pension & annuity payout options

• transferring and/or consolidating investment accounts

• reallocating investment portfolios

• asset location strategies

• analyzing Medicare and health insurance options, IRMAA

We typically have a series of three initial onboarding meetings, which help us to get organized, refine your investment and withdrawal plan, create our initial tax plan, and make sure that you’re adequately protected with insurance and an estate plan. Of course, we’ll discuss any questions or concerns you have during this time as well.

After the onboarding phase, we typically hold two formal meetings per year to update your plan, refine your portfolio withdrawal strategy, and determine the tax planning objectives and actions for each year. However, real life is rarely predictable, so we are always available to meet as needed when something unexpected arises. We can also schedule topic-specific meetings to delve into particular projects or challenges.

Our investment approach

We provide ongoing discretionary management of your investable assets through accounts securely held in custody at Altruist Financial, LLC.

Our philosophy is straightforward and long-term. We focus on minimizing unnecessary or hidden fees that can erode your returns, and we manage for tax efficiency without sacrificing growth potential. Together, we’ll build a diversified investment allocation—spanning multiple asset classes—that is tailored to your goals, time horizon, and risk tolerance.

We do not engage in “stock picking” or “yield chasing.” Consistently achieving above-market returns over the long term is exceedingly rare—even among professionals. Instead, we believe that your best chance of reaching your investment objectives lies in following a disciplined plan, avoiding common pitfalls, and managing emotional biases that can derail long-term success.

We typically invest using a combination of exchange-traded funds ("ETFs") that track major stock and bond indices. We also often use individual U.S. Treasury securities. We focus on long-term tax minimization throughout our financial planning and investment management processes.

When you entrust us with managing your investments, it’s always a collaborative process. You are actively involved in developing your initial investment plan and in any material changes along the way. You’ll have real-time access to your accounts, holdings, performance reports, and all activity—ensuring full transparency at every step.

Our service is best for

Our services are designed for individuals and couples approaching or enjoying retirement—typically those in their mid-50s or older—who want a trusted, ongoing partner to help navigate financial, tax, and investment decisions throughout retirement. I work best with clients who are planning for or have recently entered traditional retirement, rather than those pursuing early retirement through the F.I.R.E. (Financial Independence, Retire Early) movement.

Most of the people I work with share these characteristics:

• Age 55 or older

• Single or married

• Children (if any) are independent adults

• Retired or within a few years of retirement

• If still working, are not self-employed or business owners

• Expect to receive Social Security and possibly a pension

• Own a primary residence, and sometimes a vacation home or a single residential rental property

• Do not own complex private investments (such as hedge funds, private equity, partnerships, private loans, or commercial land)

• Are U.S. citizens with no foreign investments, accounts, or real estate

• Have investable assets between $1.5 million and $8 million

Because I charge a flat annual fee, my approach tends to be the best value for households with investable assets above $1.5 million. If your investable assets are below that threshold, a traditional percentage-based fee may be more cost-effective.

I’m intentional about keeping my focus—and my expertise—on the needs of those with moderate complexity. If your net worth is approaching $10 million or more, your situation may require specialized planning beyond the scope of my flat-fee structure.

What about hourly or one-time plans?

While my primary focus is on ongoing relationships with clients nearing or in retirement, I occasionally offer limited-scope, hourly, or project-based financial planning for younger individuals and families. Availability for these engagements is limited and offered on a case-by-case basis. If you’re interested in a one-time financial review or specific project, please reach out to discuss your needs and current availability.

Our planning and fee structure isn’t the best match for everyone, and that’s okay. There are many excellent, fiduciary financial planners who may be a better fit for your unique needs or circumstances. If we determine together that our services aren’t the right solution for you, I’m always happy to point you toward other trusted professionals and resources that might be a better match.

Next step

If you think Oakleigh Wealth may be a good fit for you, and you are interested in working with Colin Page as your advisor, please provide a bit of information about yourself and schedule an intro call by clicking the link below: